Engineering for financial institutions
For more than three decades in the financial ecosystem, MRemittance combines deep domain knowledge, public-cloud architecture and intelligent-agent orchestration to replace critical slices of processes still locked into traditional banking cores.
MRemittance is an engineering and project firm for banks and non-bank financial companies. Headquartered in Brazil with a strong presence in West Africa (Cape Verde), we also deliver in Angola — with the same standards for architecture, security and governance the industry demands.
The founding partner has spent more than four decades in IT, including Brazil’s leading banks — Banco do Brasil, Caixa Econômica Federal, Bradesco, Itaú and Santander, among others. Many initiatives led or co-authored became reference points for the sector.
Several engagements have been recognised as innovative and disruptive in Brazil and internationally. Today we channel that history into a clear proposition: modernise critical paths in your digital ecosystem without sacrificing compliance, auditability or legacy integration.
Engagements typically span architecture assessment, solution design, implementation and production support — always with measurable business outcomes and reduced operational risk.
Domain modelling, integrations, SLAs, security and cloud economics — turning business and regulatory requirements into an executable blueprint.
Transactional systems, APIs, queues, batch jobs and interfaces to financial software vendors — with reviewable code and audit-ready documentation.
Gradual extraction of processes from the core when it makes technical sense — with feature flags, observability and rollback plans.
Applied insights
We partner with leadership to turn business goals into executable journeys, with impact metrics, governance and continuous evolution.
Discuss a real caseIncremental modernisation allowing legacy and new intelligent layers to coexist safely.
Technical decisions shaped from day one by auditability, security and operating cost.
Cloud is not an add-on in our work — it is the default. We size workloads, networks, identity, encryption and cost across AWS, Microsoft Azure and Google Cloud Platform, choosing the provider (or multicloud pattern) that best fits your strategy and contractual constraints.
Accounts, organisation, IAM, private networks, controlled internet exposure, secrets and backup policies — a solid base before any “innovation layer”.
Patterns for environments that need audit trails, segregation of duties, encryption in transit and at rest, and monitoring aligned with risk committees.
Our current frontier is building solutions that use orchestration of multiple intelligent agents to take over parts of flows today embedded in traditional core banking — with human oversight, explicit policies and integration to existing systems (not black boxes disconnected from your ledger).
Triage, data enrichment, decision proposals and operational artefacts — always with clear trails and guardrails.
Agents wired to your integration bus, queues and REST/gRPC contracts your teams already operate.
Model usage policies, prompt and flow versioning, regression testing and safe shutdown when the context requires it.
We serve financial institutions and non-bank players in the three markets below, with awareness of each regulator’s and operating context.
Brazil — headquarters and largest project footprint
Cape Verde — West Africa subsidiary
Angola — growing delivery and partnerships
For small and mid-sized banks and non-bank players, the leap is not “having a website”: it is putting supervised flows into production — explicit policies, audit trails and legacy integration — with agents and models as an extension of the core, not a brochure.